/* Páginas de metáfora (casa e juros).
   Energia de cartoon retrô e faixas de cor cheia, com peças nossas:
   casa = planta baixa, fita de obra, post-it de vistoria, rachadura, placa em losango.
   juros = papel de livro-caixa, canhoto de boleto, recibo picotado, moeda.
   Paleta da AraraHQ. Títulos em Bricolage Grotesque, texto em Geist. */

:root {
  --teal: #1C99A7; --teal-deep: #1C7682; --teal-hover: #14555E;
  --ink: #081212; --paper: #F4F8FA; --wash: #D4F9F9; --mint: #77E7E9;
  --gray: #4F6467; --line: #CFE0E2;
  --gold: #F3B64B; --cream: #FFF6D8; --gold-deep: #A8690F; --flag: #B4231F;
  --plate: #0F343D; --deep: #07363B; --white: #FFFFFF; --brown: #3B1F14;
  --display: "Bricolage Grotesque", "Geist", sans-serif;
  --font: "Geist", ui-sans-serif, system-ui, -apple-system, sans-serif;
  --shadow: 0 2px 4px -2px rgba(10,26,30,.12), 0 14px 32px -12px rgba(10,26,30,.24);
  --spring: linear(0, .0206 1.9%, .0781 4%, .4055 12.2%, .6199 17.6%, .7522 21.7%, .8547 25.9%, .9276 30.2%, .9738 34.8%, .9974 40.1%, 1.0084 45.4%, 1.0092 52.5%, 1.0033 68.2%, 1);
  --ease-out: cubic-bezier(.16, 1, .3, 1);
  --page: 1180px; --pad: clamp(20px, 4vw, 56px);
}

*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; scroll-behavior: smooth; scroll-padding-top: 96px; }
body { margin: 0; font-family: var(--font); font-size: 17px; line-height: 1.55; color: var(--deep); background: var(--paper); -webkit-font-smoothing: antialiased; overflow-x: hidden; }
::selection { background: var(--gold); color: var(--ink); }
h1, h2, h3, p, ul, ol, figure { margin: 0; }
ul, ol { padding: 0; list-style: none; }
a { color: inherit; text-decoration: none; }
img { display: block; max-width: 100%; height: auto; }
:focus-visible { outline: 3px solid var(--gold); outline-offset: 3px; border-radius: 8px; }
.container { width: 100%; max-width: calc(var(--page) + var(--pad) * 2); margin: 0 auto; padding-inline: var(--pad); }
.center { text-align: center; margin-inline: auto; }
.ico { width: 1.1em; height: 1.1em; flex: none; }

/* Títulos: Bricolage pesada, caixa alta, apertada */
.d { font-family: var(--display); font-weight: 800; font-stretch: 78%; font-variation-settings: "wdth" 78, "opsz" 96; text-transform: uppercase; letter-spacing: -.01em; line-height: .95; text-wrap: balance; color: var(--teal-deep); }
.d1 { font-size: clamp(48px, 7vw, 104px); }
.d2 { font-size: clamp(40px, 5.4vw, 76px); }
.d3 { font-size: clamp(24px, 2.2vw, 30px); line-height: 1.05; }
.hl { color: var(--teal); }
.lead { font-size: clamp(17px, 1.4vw, 20px); color: var(--deep); max-width: 48ch; margin-top: 22px; text-wrap: pretty; }
.center.lead { margin-inline: auto; }

/* Botão: pílula teal com degrau escuro embaixo, afunda ao clicar */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 10px;
  background: var(--teal-deep); color: var(--white); border-radius: 999px;
  font-family: var(--display); font-weight: 800; font-stretch: 85%; font-variation-settings: "wdth" 85;
  text-transform: uppercase; letter-spacing: .01em; white-space: nowrap;
  padding: 12px 20px; font-size: 15px; box-shadow: 0 5px 0 var(--plate);
  transition: transform .4s var(--spring), box-shadow .2s, background-color .2s;
}
.btn .ico { transition: transform .5s var(--spring); }
.btn:hover { background: var(--teal); transform: translateY(-2px); box-shadow: 0 7px 0 var(--plate); }
.btn:hover .ico { transform: translateX(4px); }
.btn:active { transform: translateY(4px); box-shadow: 0 1px 0 var(--plate); }
.btn--lg { padding: 20px 32px; font-size: 19px; }
.btn--gold { background: var(--gold); color: var(--ink); box-shadow: 0 5px 0 var(--gold-deep); }
.btn--gold:hover { background: #F7C463; box-shadow: 0 7px 0 var(--gold-deep); }
.btn--gold:active { box-shadow: 0 1px 0 var(--gold-deep); }
.cta-row { display: flex; flex-wrap: wrap; align-items: center; gap: 14px 24px; margin-top: 44px; }
.cta-row.center { justify-content: center; }
.note { font-size: 14px; line-height: 1.4; opacity: .85; }

/* Nav */
.nav { position: fixed; z-index: 40; top: 14px; left: 0; right: 0; padding-inline: var(--pad); }
.nav__pill { max-width: var(--page); margin: 0 auto; display: flex; align-items: center; gap: 28px; background: rgba(255,255,255,.82); backdrop-filter: blur(16px); -webkit-backdrop-filter: blur(16px); border: 2px solid var(--deep); border-radius: 999px; padding: 7px 7px 7px 18px; }
.nav__brand { display: inline-flex; align-items: center; gap: 10px; font-weight: 700; font-size: 15px; margin-right: auto; white-space: nowrap; color: var(--ink); }
.mark { width: 26px; height: 26px; }
.nav__links { display: flex; gap: 24px; font-size: 14px; font-weight: 500; }
.nav__links a:hover { color: var(--teal); }
.nav .btn { box-shadow: 0 3px 0 var(--plate); padding: 10px 16px; font-size: 13px; }
.cta-short { display: none; }

/* Faixas */
.band { position: relative; padding-block: clamp(88px, 13vh, 140px); }
.band--sky { background: var(--paper); }
.band--teal { background: var(--teal); color: var(--white); }
.band--deep { background: var(--teal-deep); color: var(--white); }
.band--plate { background: var(--plate); color: var(--white); }
.band--cream { background: var(--cream); }
.band--teal .d, .band--deep .d, .band--plate .d { color: var(--white); }
.band--teal .lead, .band--deep .lead, .band--plate .lead { color: rgba(255,255,255,.88); }

/* Hero */
.hero { padding-top: 130px; padding-bottom: 72px; overflow: hidden; }
.hero__in { display: grid; grid-template-columns: minmax(0, 7fr) minmax(0, 5fr); align-items: center; gap: clamp(24px, 4vw, 56px); }
.hero__art { position: relative; }
.hero__art img { width: 100%; max-width: 480px; margin-inline: auto; animation: bob 4.5s ease-in-out infinite; transform-origin: 50% 100%; }
@keyframes bob { 0%, 100% { transform: rotate(-2deg) translateY(0); } 50% { transform: rotate(2deg) translateY(-12px); } }
.hero .note { color: var(--deep); }

/* Logos */
.logos { background: var(--white); padding-block: 26px; border-block: 2px solid var(--deep); display: flex; align-items: center; gap: 28px; }
.logos__label { flex: none; padding-left: var(--pad); font-family: var(--display); font-weight: 800; font-stretch: 85%; text-transform: uppercase; font-size: 15px; color: var(--teal-deep); }
.marquee { flex: 1; min-width: 0; overflow: hidden; -webkit-mask-image: linear-gradient(90deg, transparent, #000 8%, #000 92%, transparent); mask-image: linear-gradient(90deg, transparent, #000 8%, #000 92%, transparent); }
.marquee__track { display: flex; align-items: center; width: max-content; animation: marquee 34s linear infinite; }
.marquee:hover .marquee__track { animation-play-state: paused; }
.marquee__track li { flex: none; padding-inline: clamp(24px, 3.4vw, 48px); }
.marquee__track a { display: flex; align-items: center; height: 44px; }
@keyframes marquee { to { transform: translateX(-50%); } }
.lg { width: auto; filter: brightness(0); opacity: .7; transition: opacity .25s; }
.marquee__track a:hover .lg { opacity: 1; }
.lg--pulse { height: 38px; } .lg--pandora { height: 28px; } .lg--flux { height: 32px; }
.lg--serasa { height: 42px; } .lg--creditas { height: 26px; } .lg--accountfy { height: 26px; }

/* Faixa-título da seção do problema */
.banner { display: inline-block; padding: 18px 40px; transform: rotate(-2deg); }
.banner .d { color: var(--ink); font-size: clamp(32px, 4.6vw, 64px); }
.banner-wrap { text-align: center; margin-bottom: 22px; }

/* Problema: mascote no centro, dores dos dois lados */
.dilema { display: grid; grid-template-columns: 1fr minmax(0, 400px) 1fr; align-items: center; gap: clamp(16px, 3vw, 40px); margin-top: 48px; }
.dilema ul { display: grid; gap: 18px; }
.dilema img { animation: shrug 3.6s ease-in-out infinite; }
@keyframes shrug { 0%, 100% { transform: rotate(-1.5deg); } 50% { transform: rotate(1.5deg) translateY(-6px); } }
.pain { position: relative; padding: 18px 20px; font-weight: 650; font-size: 16px; line-height: 1.3; color: var(--ink); transition: transform .6s var(--spring); }
.pain:hover { transform: scale(1.04) rotate(0deg) !important; }

/* Faixa da metáfora */
.story__in { display: grid; grid-template-columns: minmax(0, 7fr) minmax(0, 5fr); gap: clamp(32px, 5vw, 72px); align-items: center; }
.story__text { font-family: var(--display); font-weight: 700; font-size: clamp(28px, 3.2vw, 44px); line-height: 1.12; letter-spacing: -.02em; color: rgba(255,255,255,.62); text-wrap: pretty; }
.story__text b { color: var(--white); font-weight: 800; }
.story__art img { max-width: min(100%, 420px); margin-inline: auto; animation: drip 3s ease-in-out infinite; }
@keyframes drip { 50% { transform: translateY(8px) scaleY(.98); } }

/* Pra você que */
.foryou__in { display: grid; grid-template-columns: 6fr 5fr; gap: clamp(32px, 5vw, 64px); align-items: center; }
.foryou ul { display: grid; gap: 14px; margin-top: 36px; }
.foryou li { position: relative; background: var(--white); color: var(--deep); padding: 22px 26px 22px 64px; font-size: 17px; line-height: 1.4; }
.foryou li b { color: var(--ink); }
.foryou li .ico { position: absolute; left: 22px; top: 24px; width: 26px; height: 26px; padding: 4px; border-radius: 50%; background: var(--gold); color: var(--ink); }
.foryou__art img { max-width: min(100%, 420px); margin-inline: auto; }

/* Duas promessas */
.promises { display: grid; grid-template-columns: 1fr auto 1fr; align-items: center; gap: 0; }
.promise { padding: clamp(40px, 6vw, 72px) 24px; text-align: center; }
.promise small { display: block; font-family: var(--display); font-weight: 800; font-stretch: 85%; text-transform: uppercase; font-size: clamp(18px, 2vw, 26px); }
.promise strong { display: block; font-family: var(--display); font-weight: 800; font-stretch: 72%; text-transform: uppercase; font-size: clamp(64px, 10vw, 150px); line-height: .9; letter-spacing: -.02em; }
.promise--a { background: var(--cream); color: var(--teal-deep); }
.promise--b { background: var(--teal-deep); color: var(--gold); }
.promises__join { position: relative; z-index: 2; width: 84px; height: 84px; margin-inline: -42px; display: grid; place-items: center; font-family: var(--display); font-weight: 800; font-size: 40px; color: var(--ink); background: var(--gold); }

/* Como: antes e depois */
.how__in { display: grid; grid-template-columns: 5fr 6fr; gap: clamp(32px, 5vw, 72px); align-items: center; }
.cards { display: grid; gap: 20px; }
.card { position: relative; background: var(--white); border-radius: 22px; padding: 28px 28px 28px 84px; box-shadow: var(--shadow); }
.card:nth-child(1) { transform: rotate(-1.5deg); }
.card:nth-child(2) { transform: rotate(1deg); }
.card__mark { position: absolute; left: 24px; top: 26px; width: 40px; height: 40px; border-radius: 50%; display: grid; place-items: center; }
.card__mark .ico { width: 22px; height: 22px; }
.card--bad .card__mark { background: #FBE3E2; color: var(--flag); }
.card--good .card__mark { background: var(--wash); color: var(--teal-deep); }
.card__t { font-family: var(--display); font-weight: 800; font-stretch: 85%; text-transform: uppercase; font-size: 20px; color: var(--ink); margin-bottom: 12px; }
.bubbles { display: grid; gap: 8px; }
.bubbles li { justify-self: start; background: var(--paper); border-radius: 16px 16px 16px 4px; padding: 8px 14px; font-size: 15px; color: var(--gray); font-style: italic; }
.rows li { display: grid; grid-template-columns: 70px 1fr; gap: 12px; align-items: center; padding-block: 9px; border-bottom: 1px solid var(--line); font-size: 15px; color: var(--ink); }
.sev { font-size: 12px; font-weight: 700; padding: 4px 0; text-align: center; border-radius: 999px; }
.sev--1 { background: #FBE3E2; color: var(--flag); } .sev--2 { background: var(--cream); color: var(--gold-deep); } .sev--3 { background: var(--wash); color: var(--teal-deep); }

/* Processo */
.steps { display: grid; gap: 16px; margin-top: 48px; max-width: 920px; margin-inline: auto; }
.steps li { display: grid; grid-template-columns: 96px 1fr; gap: 24px; align-items: center; background: var(--white); border-radius: 22px; padding: 26px 32px; box-shadow: var(--shadow); transition: transform .6s var(--spring); }
.steps li:hover { transform: translateX(8px); }
.badge { width: 84px; height: 84px; display: grid; place-items: center; font-family: var(--display); font-weight: 800; font-size: 40px; color: var(--ink); }
.steps__when { font-size: 13px; font-weight: 700; color: var(--teal); text-transform: uppercase; letter-spacing: .04em; }
.steps h3 { margin-block: 2px 6px; }
.steps p:last-child { color: var(--gray); }

/* Pequenas ações + calculadora */
.small__in { display: grid; grid-template-columns: 5fr 6fr; gap: clamp(32px, 5vw, 64px); align-items: center; margin-bottom: 64px; }
.small__art img { max-width: min(100%, 380px); margin-inline: auto; animation: flex 2.4s ease-in-out infinite; transform-origin: 50% 100%; }
@keyframes flex { 50% { transform: scale(1.03, .98); } }
.calc { display: grid; grid-template-columns: 6fr 5fr; background: var(--white); border-radius: 28px; box-shadow: var(--shadow); overflow: hidden; }
.calc__in { padding: clamp(24px, 3vw, 40px); display: grid; gap: 26px; }
.field label { display: flex; justify-content: space-between; align-items: baseline; gap: 12px; font-weight: 650; color: var(--ink); margin-bottom: 10px; }
.field output { font-family: var(--display); font-weight: 800; font-size: 24px; color: var(--teal-deep); font-variant-numeric: tabular-nums; }
.field input[type=range] { width: 100%; accent-color: var(--teal-deep); height: 28px; cursor: pointer; }
.field small { display: block; color: var(--gray); font-size: 13px; }
.calc__out { position: relative; padding: clamp(28px, 3vw, 40px); display: flex; flex-direction: column; justify-content: center; }
.calc__label { font-size: 15px; }
.calc__big { font-family: var(--display); font-weight: 800; font-stretch: 80%; font-size: clamp(44px, 5vw, 68px); line-height: 1; margin-block: 8px 22px; font-variant-numeric: tabular-nums; }
.calc__save { padding-top: 18px; border-top: 2px dashed currentColor; }
.calc__save b { display: block; font-family: var(--display); font-weight: 800; font-size: clamp(28px, 3vw, 38px); font-variant-numeric: tabular-nums; }
.calc__foot { margin-top: 18px; font-size: 13px; opacity: .7; }

/* Prova */
.proof__in { display: grid; grid-template-columns: 5fr 7fr; gap: clamp(40px, 6vw, 88px); align-items: center; }
.proof__photo { position: relative; aspect-ratio: 4 / 5; border-radius: 28px; overflow: hidden; border: 3px solid var(--deep); box-shadow: 10px 10px 0 var(--gold); transform: rotate(-2deg); }
.proof__photo img { width: 100%; height: 100%; object-fit: cover; }
.facts { display: grid; grid-template-columns: repeat(3, auto); justify-content: start; gap: clamp(20px, 4vw, 48px); margin-block: 32px; }
.facts b { display: block; font-family: var(--display); font-weight: 800; font-stretch: 80%; font-size: clamp(36px, 4vw, 54px); line-height: 1; color: var(--teal); }
.facts span { display: block; margin-top: 6px; font-size: 14px; max-width: 16ch; }
.link { font-weight: 700; border-bottom: 2px solid currentColor; padding-bottom: 2px; margin-right: 24px; }
.link:hover { color: var(--teal); }

/* FAQ */
.faq { max-width: 820px; margin: 44px auto 0; display: grid; gap: 12px; }
.faq details { background: var(--white); border-radius: 18px; border: 2px solid var(--deep); }
.faq summary { list-style: none; cursor: pointer; display: flex; justify-content: space-between; align-items: center; gap: 16px; padding: 20px 22px; font-weight: 700; font-size: 18px; color: var(--ink); }
.faq summary::-webkit-details-marker { display: none; }
.faq summary .ico { width: 32px; height: 32px; padding: 6px; border-radius: 50%; background: var(--gold); color: var(--ink); transition: transform .5s var(--spring); }
.faq details[open] summary .ico { transform: rotate(135deg); }
.faq details p { padding: 0 22px 22px; color: var(--gray); }

/* Fechamento e rodapé com o bicho */
.end { text-align: center; padding-bottom: 0; }
.end .lead { margin-inline: auto; }
.end__art { margin-top: 64px; background: linear-gradient(transparent 62%, var(--plate) 62%); }
.end__art img { width: min(92%, 620px); margin-inline: auto; animation: peek 5s ease-in-out infinite; transform-origin: 50% 100%; }
@keyframes peek { 0%, 100% { transform: translateY(14px); } 50% { transform: translateY(0); } }
.foot { display: flex; flex-wrap: wrap; align-items: center; gap: 16px 32px; padding-block: 28px 36px; font-size: 14px; color: rgba(255,255,255,.75); border-top: 1px solid rgba(255,255,255,.16); }
.foot p { margin-right: auto; }
.foot__links { display: flex; flex-wrap: wrap; gap: 8px 20px; }
.foot a:hover { color: var(--white); }
.powered { display: inline-flex; align-items: center; gap: 10px; }
.powered img { width: 84px; }

/* ============ TEMA CASA ============ */
/* planta baixa no fundo */
.casa .band--sky { background-color: var(--paper); background-image: linear-gradient(rgba(28,118,130,.08) 1px, transparent 1px), linear-gradient(90deg, rgba(28,118,130,.08) 1px, transparent 1px), linear-gradient(rgba(28,118,130,.04) 1px, transparent 1px), linear-gradient(90deg, rgba(28,118,130,.04) 1px, transparent 1px); background-size: 120px 120px, 120px 120px, 24px 24px, 24px 24px; }
/* fita de obra */
.casa .banner { background: repeating-linear-gradient(-45deg, var(--gold) 0 26px, var(--ink) 26px 52px); padding: 10px; }
.casa .banner .d { display: block; background: var(--gold); padding: 10px 28px; }
/* post-it de vistoria com fita */
.casa .pain { background: var(--cream); box-shadow: var(--shadow); }
.casa .pain::before { content: ""; position: absolute; top: -9px; left: 50%; width: 64px; height: 18px; margin-left: -32px; background: rgba(119,231,233,.7); transform: rotate(-3deg); }
.casa .dilema ul li:nth-child(odd) { transform: rotate(-2deg); }
.casa .dilema ul li:nth-child(even) { transform: rotate(1.5deg); }
/* rachadura entre faixas: a faixa sobe com borda quebrada sobre a anterior */
.casa .crack-top::before { content: ""; position: absolute; left: 0; right: 0; top: -22px; height: 23px; background: inherit; clip-path: polygon(0 100%, 0 40%, 6% 75%, 12% 20%, 20% 70%, 27% 10%, 35% 60%, 43% 25%, 49% 90%, 55% 15%, 63% 55%, 71% 5%, 78% 65%, 86% 20%, 92% 80%, 100% 30%, 100% 100%); }
/* checklist de prancheta */
.casa .foryou li { border-radius: 14px; border-left: 0; }
/* placa em losango */
.casa .badge { position: relative; }
.casa .badge::before { content: ""; position: absolute; inset: 10px; background: var(--gold); border: 4px solid var(--ink); border-radius: 8px; transform: rotate(45deg); z-index: 0; }
.casa .badge span { position: relative; z-index: 1; }
.casa .promises__join { border-radius: 12px; transform: rotate(45deg); }
.casa .promises__join span { transform: rotate(-45deg); }
/* laudo de prancheta */
.casa .calc__out { background: var(--cream); color: var(--ink); border-left: 2px dashed var(--line); }
.casa .calc__out::before { content: ""; position: absolute; top: 18px; left: 50%; width: 90px; height: 22px; margin-left: -45px; border-radius: 8px; background: var(--plate); }
.casa .calc__big { color: var(--flag); }
.casa .calc__save b { color: var(--teal-deep); }
.casa .band--plate.end { background: var(--plate); }

/* ============ TEMA JUROS ============ */
/* papel pautado de livro-caixa */
.juros .band--sky { background-color: var(--paper); background-image: linear-gradient(90deg, transparent 72px, rgba(180,35,31,.18) 72px, rgba(180,35,31,.18) 74px, transparent 74px), repeating-linear-gradient(transparent 0 31px, rgba(28,118,130,.12) 31px 32px); }
/* canhoto de boleto */
.juros .banner { background: var(--white); border: 3px dashed var(--teal-deep); border-radius: 6px; box-shadow: var(--shadow); }
.juros .banner .d { color: var(--teal-deep); }
.juros .pain { background: var(--white); border-radius: 8px; padding-left: 42px; box-shadow: var(--shadow); }
.juros .pain::before { content: ""; position: absolute; left: 22px; top: 8px; bottom: 8px; border-left: 2px dashed var(--line); }
.juros .pain::after { content: ""; position: absolute; left: -9px; top: 50%; width: 18px; height: 18px; margin-top: -9px; border-radius: 50%; background: var(--paper); }
.juros .dilema ul li:nth-child(odd) { transform: rotate(1deg); }
.juros .dilema ul li:nth-child(even) { transform: rotate(-1.5deg); }
/* borda picotada entre faixas: meias-luas da cor da faixa */
.juros .perf-top::before { content: ""; position: absolute; left: 0; right: 0; top: -11px; height: 12px; background: inherit; -webkit-mask: radial-gradient(circle at 12px 12px, #000 11px, transparent 11.5px) 0 0 / 24px 12px repeat-x; mask: radial-gradient(circle at 12px 12px, #000 11px, transparent 11.5px) 0 0 / 24px 12px repeat-x; }
.juros .foryou li { border-radius: 8px; }
/* moeda */
.juros .badge { border-radius: 50%; background: var(--gold); border: 4px solid var(--ink); box-shadow: inset 0 0 0 5px rgba(255,255,255,.35); }
.juros .promises__join { border-radius: 50%; border: 4px solid var(--ink); }
/* recibo picotado */
.juros .calc__out { background: var(--cream); color: var(--ink); }
.juros .calc__out::after { content: ""; position: absolute; left: 0; top: 0; bottom: 0; width: 14px; margin-left: -7px; background: radial-gradient(circle at 7px 7px, var(--white) 6px, transparent 7px) 0 0 / 14px 14px repeat-y; }
.juros .calc__big { color: var(--flag); }
.juros .calc__save b { color: var(--teal-deep); }

/* Movimento */
[data-in] { animation: rise .9s var(--ease-out) both; }
[data-in]:nth-child(2) { animation-delay: .08s; } [data-in]:nth-child(3) { animation-delay: .16s; } [data-in]:nth-child(4) { animation-delay: .24s; }
@keyframes rise { from { opacity: 0; transform: translateY(20px); } }
.js-reveal [data-reveal] { opacity: 0; translate: 0 26px; transition: opacity .8s var(--ease-out), translate .9s var(--spring); }
.js-reveal [data-reveal].is-in { opacity: 1; translate: 0 0; }

/* Responsivo */
@media (max-width: 960px) {
  .nav__links { display: none; }
  .hero__in, .story__in, .foryou__in, .how__in, .small__in, .calc, .proof__in { grid-template-columns: 1fr; }
  .hero__art img { max-width: 360px; }
  .dilema { grid-template-columns: 1fr 1fr; }
  .dilema > img { grid-column: 1 / -1; grid-row: 1; max-width: 320px; margin-inline: auto; }
  .promises { grid-template-columns: 1fr; }
  .promises__join { margin: -42px auto; }
  .proof__photo { max-width: 380px; }
  .casa .calc__out { border-left: 0; border-top: 2px dashed var(--line); }
  .juros .calc__out::after { display: none; }
}
@media (max-width: 640px) {
  body { font-size: 16px; }
  .nav { top: 10px; }
  .nav__pill { padding-left: 14px; gap: 12px; }
  .cta-long { display: none; }
  .cta-short { display: inline; }
  .promise--a { padding-bottom: 64px; }
  .promise--b { padding-top: 64px; }
  .hero { padding-top: 104px; }
  .d1 { font-size: clamp(42px, 13vw, 58px); }
  .hero .btn, .cta-row .btn { width: 100%; }
  .dilema { grid-template-columns: 1fr; }
  .banner { padding-inline: 18px; }
  .logos { flex-direction: column; align-items: stretch; gap: 12px; }
  .logos__label { padding-left: 0; text-align: center; }
  .steps li { grid-template-columns: 1fr; gap: 12px; padding: 22px; }
  .badge { width: 64px; height: 64px; font-size: 30px; }
  .facts { grid-template-columns: 1fr 1fr 1fr; gap: 12px; }
  .facts span { font-size: 13px; }
  .foot p { margin-right: 0; width: 100%; }
}
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation: none !important; transition-duration: .01ms !important; }
  .js-reveal [data-reveal] { opacity: 1; translate: none; }
  .marquee { -webkit-mask-image: none; mask-image: none; }
  .marquee__track { flex-wrap: wrap; width: auto; justify-content: center; row-gap: 16px; }
  .marquee__track li[aria-hidden] { display: none; }
}

footer.band--plate { background: var(--plate); }

/* ===== Quem sou ===== */
.banner--sm { margin-bottom: 26px; padding: 8px; }
.banner--sm .d { font-size: clamp(18px, 2vw, 24px); }
.juros .banner--sm { padding: 10px 22px; }
.casa .banner--sm .d { padding: 6px 16px; }
.who__art { position: relative; max-width: 420px; margin-inline: auto; padding: 0 0 60px 40px; }
.who__toon { position: absolute; left: -40px; bottom: -10px; width: 52%; animation: bob 4.5s ease-in-out infinite; transform-origin: 50% 100%; }
.badge--yr { font-size: 20px; }
.casa .badge--yr::before { inset: 12px; }
.facts--light b { color: var(--cream); }
.facts--light span { color: rgba(255,255,255,.85); }
.link--light { color: var(--white); }
.link--light:hover { color: var(--cream); }
.rules { display: grid; grid-template-columns: 1fr 1fr; gap: 22px; max-width: 920px; margin: 48px auto 0; }
.rule { display: grid; gap: 6px; padding: 26px 26px; }
.rule b { font-family: var(--display); font-weight: 800; font-stretch: 85%; text-transform: uppercase; font-size: 22px; color: var(--teal-deep); line-height: 1.05; }
.rule span { font-weight: 500; color: var(--deep); }
.juros .rule { padding-left: 48px; }
.casa .rules .rule:nth-child(odd) { transform: rotate(-1.5deg); }
.casa .rules .rule:nth-child(even) { transform: rotate(1.2deg); }
@media (max-width: 640px) {
  .rules { grid-template-columns: 1fr; }
  .who__art { padding-left: 24px; }
  .who__toon { left: -16px; }
}